Free Insurance Regulation Practice Questions
Indiana Accident & Health exam — 157 practice questions.
Subtopics: Filing complaints, Commissioner enforcement, Producer licensing requirement, Continuing education ethics, Unfair claims practices, Misrepresentation in advertising, Coercion, Replacement of health policies, Medicare supplement standards, Long-term care partnership, Free look on health policies, Outline of coverage, Grievance and appeals, Fraud reporting, Certificate of authority, Privacy of health information, Commissioner tenure, Commissioner qualifications, Commissioner and NAIC, Financial examinations, Waiving exams of foreign insurers, Commissioner powers, Foreign insurer, Alien insurer, Admitted insurers, Insurer officer changes, Resident license requirements, Prelicensing education, Business entity license, Licensing examination, Variable products qualification, Lapsed license reinstatement, Late renewal penalty, Change of address, Nonresident change of residence, Moving to Indiana, Exam waivers for designations, Assumed name, Temporary license, License denial hearing, Licensing penalties, Permanent revocation, Grounds for discipline, Appointment report, Controlled business, Commissions to unlicensed persons, Renewal commissions, Appointment termination, Reporting administrative actions, Reporting criminal prosecution, Consultant license, Consultant agreement, Fees and commissions, Prearranged funeral insurance, Limited lines, Continuing education, Ethics CE, CE limits, CE for multiple lines, CE carryover, CE for professional organizations, CE extension, CE credit hour, CE retirement exemption, CE records, License renewal period, Nonresident producers, Nonresident CE, Licensing exemptions, Definitions, Insurer duty to use licensees, Defamation, False advertising, Boycott, coercion and intimidation, Twisting, Misrepresentation, Rebating exceptions, Rebating, Value-added services, Unfair discrimination, Unfair competition penalties, Cease and desist orders, Unfair practice proceedings, Judicial review, Undefined unfair practices, Criminal violations, Claims complaints, Guaranty association advertising, Guaranty association summary, Guaranty association limits, Licensing exam process, A&H advertising, Commission disclosure, Unfair practices, Lines of authority, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Fiduciary duty, Producer licensing, Insurance fraud, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. An Indiana consumer who wishes to file a complaint against a health insurer doing business in the state should contact which entity?
The Indiana Department of Insurance
The Indiana Department of Insurance, headed by the commissioner, regulates insurers; IC 27-4-1-5.6 lets a person file a claim complaint with the commissioner.
2. Who is primarily responsible for enforcing Indiana's insurance code against health insurers?
The Commissioner of Insurance
IC 27-1-1-2 vests the powers, duties, management and control of the department in the insurance commissioner, the chief executive officer of the department.
3. To sell accident and health insurance in Indiana, an individual must generally first obtain what?
A producer license with the proper line of authority
IC 27-1-15.6-3(a) bars selling, soliciting or negotiating insurance in Indiana unless the person is licensed for that line of authority.
4. For Indiana resident producers with a health qualification, at least 3 of the 24 renewal CE hours must cover which topic?
Ethics
IC 27-1-15.7-2(a) requires at least 3 hours related to ethical practices in marketing and selling life, health or annuity products for producers with life, health or variable qualifications.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
