Free Personal Automobile Policy Practice Questions
Indiana Casualty exam — 106 practice questions.
Subtopics: Minimum liability limits, Bodily injury per accident, Property damage minimum history, Proof of financial responsibility, Electronic proof, Driving without coverage, Future proof after judgment, Fleet defined, UM/UIM requirement, UIM minimum, Rejection binds all insureds, Renewal after rejection, Contents of rejection, UMPD requires UMBI, UMPD deductible, Parked car UMPD, UMPD hit-and-run, UMPD scope, Insolvent insurer as uninsured, Underinsured defined, Personal umbrella UM, UIM settlement and subrogation, Separate UM and UIM rejection, Auto cancellation law scope, Auto cancellation reasons, New auto policies, Auto cancellation notice, Auto nonpayment notice, Requesting the reason, Auto nonrenewal notice, Producer notice on auto, Proof of mailing, Assigned risk notice, Commissioner hearing on cancellation, Hearing fee, Short-term policies, Multi-year auto policies, Disability and auto coverage, Medical conditions, Change in policy form, Immunity for reasons, Assigned risk plan purpose, TNC coverage while logged on, TNC coverage during ride, TNC coverage lapse, TNC claim denial, Personal auto TNC exclusion, TNC disclosures, TNC physical damage payment, TNC insurer eligibility, Body parts notice, Body part choices, Body parts time limit, Body parts violations, Acts by agents or shops, Permissive user coverage, Spousal exclusion, Insured insolvency, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. What are Indiana's minimum amounts of motor vehicle financial responsibility?
$25,000/$50,000/$25,000
IC 9-25-4-5 sets $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage (beginning July 1, 2018).
2. Under Indiana's financial responsibility law, what is the minimum for bodily injury to two or more people in one accident?
$50,000
The minimum is $50,000 for bodily injury to or death of two or more individuals in one accident, subject to $25,000 per person.
3. Indiana's minimum property damage liability amount was raised to $25,000 beginning on what date?
July 1, 2018
Before July 1, 2018 the property damage minimum was $10,000; beginning July 1, 2018 it is $25,000.
4. Which is an accepted way to prove financial responsibility to the Indiana BMV?
A bond, or a deposit of money or securities
Proof may be shown by a liability policy in effect, a duly executed bond, or a deposit of money or securities.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
