1. What grace period must an Indiana group accident and sickness policy give the policyholder for premiums after the first?

31 days

IC 27-8-5-19(c)(1) requires a 31-day grace period, during which the policy continues unless the policyholder gave advance written notice of discontinuance.

2. A person's Indiana group health coverage has been in force for more than two years. The insurer may use that person's statement about insurability to contest the coverage only if the statement:

Is contained in a written instrument signed by the person

Under IC 27-8-5-19(c)(2), after two years an insured person's statement may be used in a contest only if it is in a written instrument signed by the person, and IC 27-8-5-19(c)(3) requires a copy to have been furnished to the person.

3. For non-grandfathered plans, how does IC 27-8-15-14 define a "small employer"?

An employer with 1 to 50 employees

For health plans that are not grandfathered, a small employer is one that employed at least one but not more than fifty employees under the statutory counting methods.

4. Under IC 27-8-15-8.5, an "eligible employee" of an Indiana small employer must be employed to work at least how many hours each week?

30 hours

An eligible employee works at least thirty hours each week and has met any waiting period; the term includes sole proprietors, partners and S corporation owners but not temporary or seasonal workers.