Free Personal Auto Policy Practice Questions
Indiana Personal Lines exam — 196 practice questions.
Subtopics: Financial responsibility, Minimum auto liability limits, Bodily injury per person, Uninsured motorist, Cancellation notice, Proof of future responsibility, Liability coverage, Medical payments, Uninsured motorist coverage, Underinsured motorist, Collision coverage, Comprehensive coverage, Covered auto, Exclusions, Split limits, Single limit, Rental reimbursement, Towing coverage, Stacking, Named insured, Minimum liability limits, Bodily injury per accident, Property damage minimum history, Proof of financial responsibility, Electronic proof, Driving without coverage, Future proof after judgment, Fleet defined, UM/UIM requirement, UIM minimum, Rejection binds all insureds, Renewal after rejection, Contents of rejection, UMPD requires UMBI, UMPD deductible, Parked car UMPD, UMPD hit-and-run, UMPD scope, Insolvent insurer as uninsured, Underinsured defined, Personal umbrella UM, UIM settlement and subrogation, Separate UM and UIM rejection, Auto cancellation law scope, Auto cancellation reasons, New auto policies, Auto cancellation notice, Auto nonpayment notice, Requesting the reason, Auto nonrenewal notice, Producer notice on auto, Proof of mailing, Assigned risk notice, Commissioner hearing on cancellation, Hearing fee, Short-term policies, Multi-year auto policies, Disability and auto coverage, Medical conditions, Change in policy form, Immunity for reasons, Assigned risk plan purpose, TNC coverage while logged on, TNC coverage during ride, TNC coverage lapse, TNC claim denial, Personal auto TNC exclusion, TNC disclosures, TNC physical damage payment, TNC insurer eligibility, Body parts notice, Body part choices, Body parts time limit, Body parts violations, Acts by agents or shops, Permissive user coverage, Spousal exclusion, Insured insolvency, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, UM arbitration, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. Indiana's financial responsibility law generally requires motorists to demonstrate what?
Ability to pay damages from auto liability they cause
Indiana defines proof of financial responsibility as proof of ability to respond in damages for liability arising from ownership, maintenance or use of the vehicle, usually shown by a liability policy.
2. Which set states Indiana's minimum automobile financial responsibility limits?
25/50/25
IC 9-25-4-5 sets $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage (beginning July 1, 2018).
3. Under Indiana's minimum financial responsibility amounts, what is the bodily injury limit for one person?
25,000 dollars
IC 9-25-4-5(1) sets $25,000 for bodily injury to or death of one individual.
4. How must Indiana insurers handle uninsured and underinsured motorist coverage on auto liability policies?
Include it unless the insured rejects it in writing
UM and UIM must be provided at limits at least equal to bodily injury limits unless rejected in writing by the insured.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
