Free Group Health Insurance Practice Questions
Kansas Accident & Health exam (series 12-KS-02) — 90 practice questions.
Subtopics: Master contract, Certificate of coverage, Experience rating, Noncontributory plan, Conversion privilege, COBRA, Coordination of benefits, Employer groups, Labor union groups, Open enrollment, Special enrollment, State continuation, Conversion, Small employer definition, Eligible employee, Small employer purpose, Case characteristics, Blanket insurance, Contributory plan, Eligible groups, Group underwriting, Probationary period, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance, the master contract is issued to:
The employer or group sponsor
The master contract is issued to the employer or group sponsor that holds the group policy.
2. Individual members of a group health plan receive evidence of their coverage in the form of a:
Certificate of coverage
Group members receive a certificate of coverage describing their benefits under the master policy.
3. Group health premiums set using the group's own claims history use:
Experience rating
Experience rating bases the group's premium on that group's own claims history.
4. Under a noncontributory group health plan:
The employer pays the full premium for covered employees
In a noncontributory plan, the employer pays the full premium and essentially all eligible employees must participate.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
