Free Insurance Regulation Practice Questions
Kansas Accident & Health exam (series 12-KS-02) — 173 practice questions.
Subtopics: Regulatory authority, Commissioner selection, Line of authority, Continuing education, Appointment, Guaranty association, Unfair claims practices, Rebating, Fraud, Nonresident licensing, Financial examination, Advertising, License discipline, Commissioner term, Commissioner vacancy, Commissioner rulemaking, Financial examinations, Examination powers, Fact-finding hearings, Subpoena enforcement, Unfair practices hearing, Unfair practice penalties, Restitution orders, Emergency cease and desist, Agent penalties, Censure, Reapplying after revocation, Reapplying after denial, Responding to inquiries, Grounds for discipline, Exam misconduct, Conviction review factors, Disciplinary time limit, Suspended agents, Domestic insurer, Foreign insurer, Foreign insurer admission, Fraternal benefit societies, Certificate of authority, Negotiate defined, Solicit defined, Insurance agent defined, Licensing age, Selling without a license, Background checks, Tax clearance, Prelicensing education, Exam retake, Exam scores, Passing score, License and appointment, Appointment filing, Late certification penalty, Appointment requirements, Appointment fees, Appointments through NIPR, Agency termination, Agency appointments, Termination reporting, Reporting immunity, Change of address, Required reports, Continuing education hours, Continuing education credit, Biennial due date, Late CE reporting, CE license expiration, Inactive status, Military CE exemption, CE hardship extension, Long lapse re-examination, CE instructors, Approved CE courses, CE renewal fee, Temporary license, Temporary license sponsor, Temporary license extension, License exemptions, Exam waiver, Moving out of state, Commissions to unlicensed persons, Renewal commissions, Premiums in trust, Failure to remit premium, Misrepresentation, Twisting, Policy loans misrepresentation, False advertising, Defamation, Boycott coercion intimidation, False financial statements, Stock as inducement, Unfair discrimination, Domestic abuse, Value-added services, Insurance as inducement, Gifts and raffles, Application misrepresentation, Insurer inquiry response, Complaint records, Fraudulent insurance act, Fraud reporting, Fraud penalties, Fraud restitution, Fraud reporting immunity, Adverse underwriting decisions, Premium refunds, Guaranty association purpose, Guaranty association funding, Guaranty association limits, Guaranty association members, Guaranty association coverage, Health advertising, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Fiduciary duty, Producer licensing, Insurance fraud, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. The Kansas official with overall authority to enforce the health insurance laws and license producers is the:
Elected Commissioner of Insurance
The Kansas Commissioner of Insurance heads the Insurance Department, which enforces health insurance laws and licenses producers.
2. A notable feature of insurance oversight in Kansas is that the Commissioner of Insurance is:
Elected by the voters of the state
Kansas is one of the states in which the Commissioner of Insurance is elected directly by the voters.
3. To sell individual health insurance in Kansas, a person must hold a license in which line of authority?
Accident and health or sickness
Selling health coverage requires the accident and health (or sickness) line of authority.
4. Kansas resident agents holding the accident and health line must complete how many continuing education credits each biennium?
18, including 3 hours of ethics
K.S.A. 40-4903(c) requires a minimum of 18 C.E.C.s each biennium that include at least three hours of insurance ethics.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
