Free Senior and Special Needs Practice Questions
Kansas Accident & Health exam (series 12-KS-02) — 132 practice questions.
Subtopics: LTC replacement, LTC free look, LTC partnership training, Medicare Part A, Medicare Part B, Medicare Part D, Medigap, Medicare Advantage, Medicaid, Long-term care, Benefit triggers, Medicare eligibility, LTC definition, LTC renewability, LTC cancellation, LTC preexisting conditions, LTC prior hospitalization, LTC outline of coverage, LTC inflation protection, LTC home health benefits, LTC loss ratios, LTC prohibited provisions, LTC elimination periods, LTC Alzheimer's, LTC limited policy notice, LTC handicapped dependents, LTC continuing confinement, Part A premium, Medicare Part C, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Excessive coverage, LTC purpose, Skilled care, Custodial care, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy, Medicare exclusions, Medicare secondary payer, Medicare supplement, LTC eligibility, LTC provisions, LTC underwriting, LTC features, LTC tax, Medicare SELECT
Read the Senior and Special Needs study guide
Sample questions & answers
1. Under K.A.R. 40-4-37i, a Kansas long-term care insurance application must ask whether the insurance to be issued is intended to:
Replace any accident and sickness policy in force
K.A.R. 40-4-37i(a) requires LTC application forms to request information on other accident and health coverage in force and whether the insurance is intended to replace any accident and sickness policy presently in force.
2. A Kansas long-term care policy must allow the policyholder to return it for a premium refund within how many days of delivery?
30 days
K.A.R. 40-4-37f(b) requires a notice on the first page that the policyholder may return the policy within 30 days of delivery and have the premium refunded.
3. A Kansas agent who sells long-term care partnership program policies must first complete how much initial partnership training?
4 hours
K.A.R. 40-4-37v(a) requires four hours of initial training in courses certified as LTC partnership program training, then at least one hour each biennium.
4. Inpatient hospital care for a Medicare beneficiary is covered primarily under:
Medicare Part A
Medicare Part A is hospital insurance, covering inpatient hospital, skilled nursing, hospice, and some home health care.
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
