Free Dwelling Policy Practice Questions
Kansas Personal Lines exam (series 12-KS-55) — 85 practice questions.
Subtopics: Dwelling vs homeowners, Basic form, Theft coverage, Typical buyer, Fair rental value, Other structures, Eligibility, Purpose, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Coverage A eligibility, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law, DP-1 perils, DP-1 vehicles peril, Windstorm peril, DP-1 vandalism, Rental value and ALE, Civil authority, Tenant improvements, Coverage C location, Property not covered, Coverage A scope, Coverage B exclusions, DP-3 open perils exclusions, Vacancy, DP-3 Coverage C perils, DP-2 perils, DP-1 trees exclusion, Fire department charges, Collapse, Replacement cost settlement, Cancellation, Nonrenewal, Mortgagee notice, Other insurance, Earth movement, Water exclusion, Freezing, Guest property, Newly acquired residence, Intentional loss, Glass breakage, DP forms, Dwelling liability
Read the Dwelling Policy study guide
Sample questions & answers
1. The dwelling policy differs from a homeowners policy mainly because it:
Is often used for non-owner-occupied dwellings and lacks some homeowners coverages
The dwelling policy is often used for rentals and non-owner-occupied homes and omits some coverages found in a homeowners policy.
2. The DP-1 (basic form) dwelling policy covers:
A limited set of named perils
The DP-1 basic form covers a limited set of named perils.
3. Compared with a homeowners policy, a basic dwelling policy typically:
Does not automatically include theft coverage
Basic dwelling policies generally do not automatically include theft or liability coverage.
4. A dwelling policy is commonly purchased by:
A landlord insuring a rented house
Dwelling policies are commonly used by owners of rental or non-owner-occupied homes.
Practice: Dwelling Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
