1. An insurer may exclude required auto liability coverage while the vehicle is being repaired or serviced by someone in the automobile business, but that exclusion does not apply to:

The named insured, spouse or resident relatives

K.S.A. 40-3107(h)(2) permits the auto-business exclusion but states it does not apply to the named insured, spouse or resident relatives, or their agents, employers, employees or partners.

2. K.S.A. 40-3107 lets an insurer exclude required liability coverage for injury or damage caused by the discharge of pollutants, except when the discharge is:

Sudden and accidental

K.S.A. 40-3107(i)(12) permits a pollution exclusion but states it does not apply if the discharge is sudden and accidental.

3. A person may qualify as a Kansas motor vehicle self-insurer only if more than how many motor vehicles are registered in the person's name in Kansas?

25

K.S.A. 40-3104(f) allows any person with more than 25 motor vehicles registered in Kansas to obtain a certificate of self-insurance from the Commissioner.

4. On the Business Auto Coverage Form, covered-auto symbol 1 designates:

Any auto

Symbol 1 means any auto and provides the broadest description of covered autos, typically used for liability.