1. After a group health policy is canceled, the Kentucky insurer must notify each group member of the right to convert within how many business days after the end of the grace period?

15 business days

KRS 304.17A-245(3) requires notice to each group member of conversion rights within fifteen business days after the end of the grace period.

2. Under Kentucky's group health continuation law, a member who leaves the group may continue coverage if he or she has been covered under the group policy for at least:

Three months

KRS 304.18-110(2) gives the continuation right to members covered for at least three months who give notice and pay the group rate within 31 days after receiving notice of the right.

3. Continued group health coverage under Kentucky's continuation statute ends no later than:

18 months after group coverage would otherwise have ended

KRS 304.18-110(3) ends continuation at the earliest of 18 months, failure to pay premium, or termination of the group policy without replacement within 31 days.

4. Kentucky's group health continuation right need NOT be granted to a terminated member who, on the effective date of continuation, is or could be covered by:

Medicare or another group plan

KRS 304.18-110(6) excludes applicants who are or could be covered by Medicare or by another group coverage, insured or uninsured.