Free Group Health Insurance Practice Questions
Louisiana Accident & Health exam — 83 practice questions.
Subtopics: Master contract, Noncontributory plan, Contributory plan, COBRA continuation, Conversion privilege, Evidence of insurability, Experience rating, Group notice of changes, State continuation, Surviving spouse continuation, Disabled dependents, Newborn coverage, Certificate of coverage, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In a group health plan, the insurance contract is issued to the employer as the:
Master contract
The group master contract is issued to the employer, and covered employees receive certificates of coverage.
2. Which statement describes a noncontributory group health plan?
The employer pays the entire premium
In a noncontributory plan the employer pays the full premium, and 100 percent of eligible employees must generally be covered.
3. In a contributory group plan, employees share in the premium cost, and the insurer generally requires:
Minimum participation of eligibles
Contributory plans require a minimum participation percentage to reduce adverse selection.
4. Federal COBRA generally allows eligible employees who lose group coverage to:
Continue coverage by paying for it
COBRA lets qualified individuals temporarily continue group coverage by paying the premium after a qualifying event.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
