Free Insurance Regulation Practice Questions
Louisiana Accident & Health exam — 157 practice questions.
Subtopics: Regulatory body, Commissioner selection, License authority, Continuing education, Appointment, Civil Code contract interpretation, Unfair claims practices, Replacement, Guaranty association, Fraud, Nonresident licensing, Medicare supplement marketing, Consumer complaints, License renewal, Coercion, Free look, Commissioner term, Chief deputy commissioner, Rulemaking authority, Department offices, Exam passing score, Exam retake, Resident license requirements, Background checks, 18 USC 1033 consent, Business entity license, Business entity branches, Business entity fines, License duration, Late renewal, Reinstating a lapsed license, Military and hardship waiver, Change of address penalty, Lines of authority, Limited life line, Nonresident reciprocity, Nonresident service of process, Nonresident good standing, Moving to Louisiana, Exam exemptions, Assumed names, Temporary license, Administrative fines, Grounds for discipline, Revocation and reapplication, Scope of revocation, Hearings, Stay of orders, Notice of wrongful conduct, Subpoena power, Unfair trade practice penalties, Cease and desist, Response to notice, Controlled business, License exceptions, Commissions, Appointments, Termination of appointment, Reporting of actions, Paying unlicensed persons, Unlicensed activity, Producer of record, Unfair discrimination, Refusal to insure, Unfair financial planning, Application misrepresentation, False financial statements, Insurer records, Producer exclusivity, Insurance fraud penalties, Fraud restitution, Fraud reporting immunity, Producer examinations, Insurer classification, Authorized insurers, Guaranty association limits, Guaranty association advertising, Guaranty association notice, CE carryover, CE exemption, Nonresident CE, CE credit for designations, CE credit for associations, CE repeat courses, CE noncompliance, Privacy notices, Privacy opt out, Tying, Tying exceptions, Genetic information, Limited benefit replacement, Supplemental plan information, Prenatal tests, LTC producer training, A&H exam content, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Fiduciary duty, Producer licensing, Insurance fraud, HIPAA privacy, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. In Louisiana, oversight of health insurance companies and the licensing of health producers falls to the:
Louisiana Department of Insurance
The Louisiana Department of Insurance regulates health insurers and licenses the producers who sell their coverage.
2. A distinctive feature of Louisiana insurance regulation is that the Commissioner of Insurance is:
Elected by the voters of Louisiana
Louisiana is among the states where the Commissioner of Insurance is an elected official rather than an appointee.
3. To sell accident and health insurance in Louisiana, an individual generally must hold a license with what line of authority?
Accident and health or sickness
Selling accident and health coverage requires the accident and health (sickness) line of authority on the producer license.
4. A Louisiana resident accident and health producer must complete how much continuing education before each license renewal?
24 hours, including 3 hours of ethics
La. R.S. 22:1573(C) requires 24 hours of approved instruction prior to each renewal, with at least three hours dedicated to ethics; the flood requirement applies to property and casualty producers.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
