Free Louisiana Life, Accident & Health Exam Practice Test

The Louisiana Life, Accident & Health producer exam is given by PSI (exam 103) and covers general insurance concepts, life, accident & health policies, and Louisiana insurance law and regulation.

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150

Scored items (approx.)

160 min

Time limit

70%

Passing score

978

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

204 practice questions · Commissioner, Consumer protection, Licensing exam, Renewal cycle, …

General Insurance Concepts

61 practice questions · Subrogation, Indemnity, Estoppel, Material fact, …

Life Accident and Health Insurance Basics

110 practice questions · Risk transfer, Apparent authority, Express authority, Medical Information Bureau, …

Types of Life Insurance Policies

61 practice questions · Group life conversion, Group life provisions, Group life incontestability, Variable products, …

Life Policy Provisions Options and Riders

103 practice questions · Settlement options, Interest only, Life income, Automatic premium loan, …

Annuities

65 practice questions · Annuitant, Deferred annuity, Immediate annuity, Indexed annuity, …

Individual Accident and Health Provisions

84 practice questions · Uniform provisions, Waiver of premium, Claim payment timing, Grace period, …

Disability Income Insurance

38 practice questions · Disability claim payments, Total disability definition, Own occupation, Physician care, …

Medical Plans

49 practice questions · Major medical, Point of service, Usual customary reasonable, Preventive care, …

Group Health Insurance

47 practice questions · Group notice of changes, State continuation, Surviving spouse continuation, Disabled dependents, …

Dental Insurance

14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …

Senior and Special Needs

98 practice questions · Medicare eligibility, Part A premium, Dual eligible, Inflation protection, …

Federal Tax Considerations

44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.