Free Group Health Insurance Practice Questions
Massachusetts Life, Accident & Health exam — 50 practice questions.
Subtopics: Continuation, Plant closing, Leaving the group, Divorce, Small group continuation, Small group, Coordination of benefits, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Medicare secondary payer, Eligible groups, Employer mandate, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. Under Massachusetts law, when a member of an insured group health plan loses eligibility because of involuntary layoff or death, coverage may be continued for up to:
39 weeks
Section 110G continues coverage for 39 weeks after involuntary layoff or death, or until eligible under another group plan, whichever comes first.
2. A laid-off Massachusetts employee who elects the 39-week continuation of group health coverage under section 110G:
Pays the whole premium, including the employer's former share
Section 110G makes the member responsible for the whole premium, including any amount normally paid by the employer.
3. When a Massachusetts employee loses group health coverage because of a plant closing, coverage continues for up to:
90 days
Section 110G continues coverage for ninety days after a plant closing or covered partial closing, with the employee paying only the usual employee share.
4. Under section 110D, a person who leaves a group covered by a Massachusetts group accident and health policy remains insured for:
31 days, unless entitled to similar benefits
Section 110D requires group policies to keep the departing person insured for thirty-one days unless otherwise entitled to similar benefits.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
