1. An employee covered under Massachusetts group life insurance leaves the job. The employee remains insured, and may convert without evidence of insurability, during:

A 31-day period after termination

Section 134 requires the certificate to provide continued coverage for thirty-one days and a right to an individual policy without evidence of insurability.

2. A Massachusetts group life certificate holder becomes eligible to convert, but notice of the conversion privilege is not given until 50 days after the event. The holder may convert until:

15 days after the notice is given

Section 134A: notice is due within 15 days; if given later but within 90 days, the conversion period extends to 15 days after the notice.

3. A Massachusetts group life policy must provide a grace period for premiums due after the first of:

31 days

Section 134 requires group life policies to contain a grace period of thirty-one days for any premium due except the first.

4. A Massachusetts life policy or annuity must bear on its face, in bold letters:

A plain description of the policy so its nature is not mistaken

Section 129 requires a plain description in bold letters on the face so the holder will not mistake the nature or scope of the contract.