Free Commercial Automobile Policy Practice Questions
Massachusetts Property & Casualty exam — 39 practice questions.
Subtopics: Inspection waivers, Taxi and livery appeals, Surplus lines exceptions, Covered auto symbols, Hired and non-owned, Federal motor carrier, Physical damage, Mobile equipment, Carrier regulations, Hired auto physical damage, Symbol 2 owned autos, Liability coverage, Trailer interchange, Garagekeepers, Drive other car, Rental reimbursement, Pollution liability, Who is an insured, Specified causes of loss, Symbol 8 hired autos, Newly acquired autos, Supplementary payments, Liability exclusions, Motor carriers
Read the Commercial Automobile Policy study guide
Sample questions & answers
1. A Massachusetts insurer may waive the pre-insurance inspection of a private passenger vehicle insured under:
A commercially-rated motor vehicle policy
211 CMR 94.06(1)(c) lists a vehicle insured under a commercially-rated motor vehicle liability policy as an optional inspection waiver.
2. A notice cancelling a motor vehicle liability policy for nonpayment of premium is NOT appealable to the Board of Appeal when the vehicle is registered as:
A taxicab or for public livery use
M.G.L. c.175 s.113D excludes from the appeal right a cancellation for nonpayment on a policy insuring a vehicle registered as a taxicab or for public livery use.
3. Although compulsory motor vehicle liability generally cannot be placed in the surplus lines market in Massachusetts, M.G.L. c.175 s.168 makes an exception for policies covering:
Transportation network vehicles
Section 168(b) excludes compulsory motor vehicle liability from surplus lines, with an exception for motor vehicle policies for transportation network vehicles and certain personal vehicle sharing coverage.
4. On the Business Auto Coverage Form, covered-auto symbol 1 designates:
Any auto
Symbol 1 means any auto and provides the broadest description of covered autos, typically used for liability.
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Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
