Free Commercial General Liability Practice Questions
Maryland Casualty exam (series 20-26) — 89 practice questions.
Subtopics: CGL purpose, Occurrence vs claims-made, Products-completed operations, Personal and advertising injury, Aggregate limit, Coverage A, Coverage B, Coverage C, Occurrence form, Claims-made form, Retroactive date, Extended reporting period, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. A Commercial General Liability (CGL) policy primarily protects a business against:
Bodily injury or property damage to third parties
The CGL covers a business's liability to third parties for bodily injury and property damage arising from its premises, operations, and products.
2. An occurrence-based CGL policy responds to covered events that:
Happen during the policy period, whenever the claim is made
An occurrence policy covers injury or damage that takes place during the policy period, even if the claim is filed later; a claims-made policy responds based on when the claim is made.
3. The products-completed operations hazard in a CGL involves liability arising from:
Products or completed work away from the premises
This coverage addresses liability for bodily injury or property damage caused by the insured's products or completed work away from the premises.
4. Personal and advertising injury coverage in a CGL responds to offenses such as:
Libel, slander, and certain advertising offenses
This coverage addresses offenses like libel, slander, false arrest, and infringing on another's advertising idea, rather than physical injury.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
