Free Maryland Life Exam Practice Test

The Maryland Life producer exam is given by Prometric (exam 2027) and covers general insurance concepts, life policies, and Maryland insurance law and regulation.

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70%

Passing score

830

Practice questions

Topics covered on the Life exam

Insurance Regulation

175 practice questions · Regulatory authority, Title of regulator, Appointment of Commissioner, Continuing education, …

General Insurance Concepts

78 practice questions · Contract of adhesion, Aleatory contract, Utmost good faith, Representations, …

Life Insurance Basics

140 practice questions · Insurable interest, Principle of indemnity, Human life value, Needs approach, …

Types of Life Insurance Policies

116 practice questions · Term insurance, Whole life, Universal life, Variable life, …

Life Policy Provisions Options and Riders

143 practice questions · Grace period, Incontestability, Reinstatement, Nonforfeiture, …

Annuities

99 practice questions · Annuity purpose, Accumulation phase, Immediate annuity, Life only payout, …

Federal Tax Considerations

79 practice questions · Death benefit taxation, Cash value growth, MEC, Qualified plan, …

Practice Test: Life

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.