1. Where Maryland's antiarson application requirement applies (e.g., commercial monoline fire in designated high-arson areas), the insurer or producer may not bind the risk until:

The applicant returns a completed, signed antiarson application

The completed Part 1 application must be obtained before the risk is bound; the insurer or producer may not bind or issue coverage until it is returned completed and signed.

2. If a Maryland insurer requests the Standard Antiarson Application Part 2 and the applicant does not return it completed and signed, the insurer may cancel if it is not received within:

20 days after the request

The insurer may cancel, stating the specific reason, if the applicant does not furnish a completed and signed Part 2 within 20 days after being asked.

3. When a Maryland insurer nonrenews a commercial property policy for a reason other than nonpayment, it must:

Give a written statement of the actual reason

For commercial insurance, an insurer that cancels or refuses to renew for a reason other than nonpayment must provide the named insured a written statement of the actual reason that is clear and specific.

4. The Building and Personal Property Coverage Form (BPP) covers all of the following EXCEPT:

The insured's legal liability to customers

The BPP is a property form covering buildings and contents; liability exposures are insured separately under a liability coverage part.