Free Commercial General Liability Practice Questions
Maine Casualty exam (series 12-ME-44) — 86 practice questions.
Subtopics: Liability insurance, Coverage A, Coverage B, Coverage C, Occurrence form, Claims-made form, Retroactive date, Extended reporting period, Products-completed operations, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. Under Maine law, the liability of an insurer that insures a person against liability for accidental injury or property damage becomes absolute:
When the loss the insured is liable for occurs
Section 2903 makes the insurer's liability absolute when the loss occurs; a final judgment against the insured is not a condition precedent to payment.
2. Under Maine law, a person who wins a final judgment against an insured for a covered injury may:
Sue the insurer directly to apply the insurance money
Section 2904 lets the judgment creditor bring a civil action in its own name against the insurer to reach and apply the insurance money, if the insurer had notice before judgment.
3. Coverage A of the CGL insures the business against liability for:
Bodily injury and property damage to third parties
Coverage A pays sums the insured is legally obligated to pay for third-party bodily injury and property damage.
4. Coverage B of the CGL covers:
Personal and advertising injury offenses such as libel, slander, and false arrest
Coverage B pays for personal and advertising injury offenses, including libel, slander, false arrest, and invasion of privacy.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
