Free Personal Automobile Policy Practice Questions
Maine Casualty exam (series 12-ME-44) — 92 practice questions.
Subtopics: Minimum limits, Medical payments, Towing and storage, Financial responsibility, Excluded drivers, Reportable accident, Uninsured motorists, Underinsured motorists, Family exclusion, Age discrimination, Volunteer drivers, Mature driver discount, Motorcycle passengers, Total loss valuation, Sales tax credit, Rental vehicle coverage, Medical payments subrogation, Agency termination, Assigned risk plan, Transportation network company, Persons insured, Physical damage, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. To serve as proof of financial responsibility in Maine, a motor vehicle liability policy must carry bodily injury limits of at least:
$50,000 per person and $100,000 per accident
Maine requires at least $50,000 per person and $100,000 per accident for bodily injury and $25,000 for property damage.
2. Maine's minimum property damage liability limit for a motor vehicle policy is:
$25,000
The financial responsibility minimum for damage to property is $25,000.
3. A motor vehicle liability policy on a vehicle registered or principally garaged in Maine must include medical payments coverage of at least:
$2,000 per person
Section 1605-A requires medical payments coverage of at least $2,000 per person for the driver and passengers, for medical costs incurred within one year of the accident.
4. Maine's mandatory auto medical payments coverage applies only to medical costs incurred:
Within one year after the injury
The required medical payments coverage applies only to medical costs incurred during one year following the date the injuries are sustained.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
