Free Commercial Automobile Policy Practice Questions
Michigan Casualty exam (series 16-68) — 51 practice questions.
Subtopics: Employer-furnished vehicle, Passengers for hire, TNC PIP limits, Commercial PIP required, EIA and fleets, Business auto coverage, Covered auto symbols, Hired autos, Non-owned autos, MCS-90 form, Lessor additional insured, Drive other car, Mobile equipment, Physical damage commercial, Symbol 2 owned autos, Symbol 7 specified autos, Symbol 8 hired autos, Garagekeepers, Who is an insured, Trailer coverage, Auto pollution exclusion, Rental reimbursement, Motor truck cargo, Newly acquired autos, Supplementary payments, Liability exclusions, Physical damage, Coverage territory, Other insurance, Individual named insured, Employees as insureds, Hired auto physical damage, Business auto duties, Business auto vs PAP
Read the Commercial Automobile Policy study guide
Sample questions & answers
1. An employee injured while occupying a vehicle owned or registered by the employer receives Michigan PIP benefits from:
The insurer of the employer's vehicle
Section 3114(3) directs an employee injured while an occupant of a vehicle owned or registered by the employer to the insurer of the furnished vehicle.
2. An operator or passenger injured in a Michigan vehicle operated in the business of transporting passengers generally receives PIP from:
The insurer of that vehicle
Section 3114(2) provides PIP from the insurer of the vehicle, except for listed vehicles such as school buses and taxicabs unless no other policy applies.
3. When a transportation network company buys Michigan PIP coverage for TNC vehicles, it may NOT choose:
The $50,000 Medicaid option
Section 3107c(7) limits a transportation network company to the $250,000, $500,000, or unlimited options.
4. Must a Michigan business that owns registered trucks carry PIP, PPI, and residual liability on them?
Yes, the no-fault security rules apply
Section 3101(1) requires the owner or registrant of any motor vehicle required to be registered in Michigan to maintain PIP, PPI, and residual liability security.
Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
