Free Michigan Personal Lines Exam Practice Test

Series 16-69 — The Michigan Personal Lines producer exam is given by PSI (exam 16-69) and covers general insurance concepts, personal lines policies, and Michigan insurance law and regulation.

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100

Scored items (approx.)

120 min

Time limit

75%

Passing score

987

Practice questions

Topics covered on the Personal Lines exam

Insurance Regulation

194 practice questions · Regulatory authority, Director, Continuing education, Ethics CE, …

General Insurance Concepts

70 practice questions · Law of large numbers, Pure risk, Contract of adhesion, Proximate cause, …

Property Casualty Basics

147 practice questions · Indemnity, Insurable interest, Actual cash value, Subrogation, …

Dwelling Policy

83 practice questions · Dwelling policy use, No liability standard, DP-1 perils, Fair rental value, …

Homeowners Policy

186 practice questions · Coverage A, Coverage B, Coverage C, Coverage D, …

Personal Auto Policy

244 practice questions · Auto nonrenewal notice, No-fault basis, PIP choice, PIP unlimited, …

Other Personal Lines

63 practice questions · Flood insurance, Personal umbrella, Watercraft, Scheduled personal property, …

Practice Test: Personal Lines

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.