Free Michigan Property & Casualty Exam Practice Test
Series 16-81 — The Michigan Property & Casualty producer exam is given by PSI (exam 16-81) and covers general insurance concepts, property & casualty policies, and Michigan insurance law and regulation.
150
Scored items (approx.)
150 min
Time limit
74%
Passing score
1022
Practice questions
Topics covered on the Property & Casualty exam
Insurance Regulation
182 practice questions · Regulatory authority, Director, Continuing education, License term, …
General Insurance Concepts
45 practice questions · Law of large numbers, Pure risk, Utmost good faith, Proximate cause, …
Property and Casualty Insurance Basics
117 practice questions · Indemnity, Insurable interest, Subrogation, Actual cash value, …
Dwelling Policy Concepts
37 practice questions · Coverage forms, Characteristics, Property coverages, Perils insured against, …
Homeowners Policy Concepts
108 practice questions · Coverage A, Coverage C, Liability coverage, Loss of use, …
Personal Automobile Policy
167 practice questions · Auto nonrenewal notice, No-fault system, 2019 reform PIP choice, PIP unlimited option, …
Commercial Automobile Policy
42 practice questions · Commercial auto, Employer-furnished vehicle, Passengers for hire, TNC PIP limits, …
Commercial Property Policies
61 practice questions · Commercial property, Business interruption, Terrorism exclusion, Building and personal property, …
Commercial General Liability
58 practice questions · CGL purpose, Occurrence, Products-completed operations, Personal and advertising injury, …
Commercial Crime
21 practice questions · Definitions, Insuring agreements, Other crime coverages, Computer fraud, …
Businessowners Policy
28 practice questions · Characteristics, Eligibility, Coverages, Property coverage, …
Workers Compensation Insurance
74 practice questions · Governing act, Securing compensation, Benefits, Exclusive remedy, …
Other Types of Property and Casualty
82 practice questions · Surplus lines, Inland marine, Umbrella, Surety bond, …
Practice Test: Property & Casualty
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
