Free Commercial General Liability Practice Questions
Minnesota Property & Casualty exam — 63 practice questions.
Subtopics: Coverage purpose, Premises and operations, Products-completed operations, Personal and advertising injury, Occurrence basis, Aggregate limit, Commercial cancellation, Rescission, Commercial nonrenewal, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A commercial general liability policy primarily covers what?
A business's liability for injury to others
A commercial general liability policy covers a business's legal liability for bodily injury and property damage to third parties arising from its operations, premises, or products.
2. The premises and operations exposure under a CGL refers to liability arising from what?
Its premises and ongoing operations
The premises and operations exposure covers liability arising from the condition of the insured's premises and its ongoing business operations.
3. The products-completed operations coverage under a CGL applies to liability arising from what?
Products sold or work already completed
Products-completed operations coverage applies to liability for bodily injury or property damage arising from the insured's products or completed work after they leave the premises.
4. Personal and advertising injury coverage under a CGL would respond to which type of offense?
Libel, slander, or certain advertising offenses
Personal and advertising injury coverage responds to offenses such as libel, slander, false arrest, and certain advertising injuries.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
