Free Workers Compensation Insurance Practice Questions
Minnesota Property & Casualty exam — 59 practice questions.
Subtopics: Exclusive remedy, Employer requirement, Covered benefits, Compensability, Death benefits, Market structure, Vocational rehabilitation, Employers liability, WC purpose, Employer liability, Excluded employments, Disability benefits, Waiting period, Notice of injury, Medical benefits, Rehabilitation, Compulsory coverage, Penalties, Uninsured employers, WC cancellation, Assigned risk plan, Extraterritorial coverage, Personal injury, Policy structure, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Premium audit, Experience modification, Premium, Other states, Selected endorsements, Experience period, Frequency vs severity, Unity mod, Medical-only claims, Debit mod
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Sample questions & answers
1. Workers compensation is often described as the exclusive remedy meaning what?
Benefits are generally the only remedy against the employer
The employer's liability under chapter 176 is exclusive and in place of any other liability to the employee or dependents for the injury, except where the employer fails to insure.
2. Most Minnesota employers are generally required to do what regarding workers compensation?
Insure or obtain approval to self-insure
Every employer liable under chapter 176, except the state and its subdivisions, must insure with an authorized carrier or obtain the commissioner of commerce's written order to self-insure.
3. Workers compensation benefits generally include which of the following?
Medical care and wage loss for work injuries
Workers compensation provides medical treatment furnished by the employer and wage-loss (disability) benefits such as 66-2/3% of the weekly wage for temporary total disability.
4. For an injury to be covered by workers compensation it generally must do what?
Arise out of and in the course of employment
The employer is liable for personal injury or death arising out of and in the course of employment, without regard to negligence.
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Practice: Workers Compensation Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
