Free Dental Insurance Practice Questions
Missouri Accident & Health exam — 23 practice questions.
Subtopics: Dental anesthesia, Diagnostic and preventive, Scheduled vs nonscheduled, Predetermination of benefits, Orthodontics, Basic restorative services, Major restorative services, Combination dental plan, Dental annual maximum, Categories of treatment, Cost sharing, Limitations, Adverse selection, Plan types, ACA
Read the Dental Insurance study guide
Sample questions & answers
1. Missouri health policies must cover general anesthesia and hospital charges for dental care provided to a child under what age?
Five
RSMo 376.1225.1 requires this coverage for a child under age five, a severely disabled person, or a person whose condition requires hospitalization or general anesthesia.
2. Missouri's mandate for anesthesia and hospital charges for dental care does NOT apply to:
Dental-only plans
RSMo 376.1225.4 excludes accident-only, dental-only, specified disease, hospital indemnity, Medicare supplement, LTC and short-term policies of six months or less.
3. In dental insurance, routine cleanings and exams fall under the category of:
Diagnostic and preventive services
Diagnostic and preventive services (exams, cleanings, x-rays) are usually covered at the highest level to encourage prevention.
4. A scheduled dental plan pays:
A fixed dollar amount listed for each procedure
A scheduled (table of allowances) plan pays a set dollar amount per procedure; nonscheduled plans pay a percentage of charges.
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
