Free Missouri Life, Accident & Health Exam Practice Test
The Missouri Life, Accident & Health producer exam is given by Pearson VUE (exam 54) and covers general insurance concepts, life, accident & health policies, and Missouri insurance law and regulation.
145
Scored items (approx.)
180 min
Time limit
70
Passing score (scaled)
1032
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
182 practice questions · Rulemaking authority, Who must be licensed, Certificate of authority, Misappropriation, …
General Insurance Concepts
61 practice questions · Unilateral contract, Conditional contract, Reinsurance, Measurable loss, …
Life Accident and Health Insurance Basics
106 practice questions · Ambiguity rule, Agency authority, Conditional receipt, Applicant consideration, …
Types of Life Insurance Policies
73 practice questions · Variable life, Group life - creditor groups, Group life - dependents, Credit life, …
Life Policy Provisions Options and Riders
119 practice questions · Misstatement of age, Suicide clause, Primary beneficiary, No surviving beneficiary, …
Annuities
71 practice questions · Deferred annuity, Flexible premium, Equity-indexed annuity, Annuitant, …
Individual Accident and Health Provisions
79 practice questions · Change of occupation, Misstatement of age, Other insurance same insurer, Illegal occupation, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
85 practice questions · Point-of-service plan, Capitation, Utilization review, Usual, customary, and reasonable, …
Group Health Insurance
54 practice questions · Group grace period, Group eligibility, Late enrollees, Group conversion, …
Dental Insurance
16 practice questions · Dental anesthesia, Categories, Plan types, Comprehensive plan, …
Senior and Special Needs
109 practice questions · Medicare administration, Medicare gaps, Medigap core benefits, Inflation protection, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
