Free Personal Automobile Policy Practice Questions
Mississippi Casualty exam — 95 practice questions.
Subtopics: Minimum BI per person, Minimum BI per accident, Minimum PD, Split limit math, Compulsory insurance, No-insurance penalty, Insurance card, Binder as policy, Comparative negligence, UM required, UM limits, UM property damage deductible, UM rejection rule, Underinsured, Hit and run, Insolvent insurer, Federal vehicles, UM insured, UM arbitration, UM subrogation, Non-stacking UM, Non-stacking limits, Stacking, Policies covered, Pickup truck, First 60 days, Permitted reasons, Excluded driver, Deductible not cancellation, Auto cancellation notice, Auto nonpayment notice, Auto nonrenewal notice, Nonrenewal exceptions, Reason on request, Proof of mailing, Assigned risk notice, Hearing request, Hearing fee, Hearing schedule, Reinstatement, Court appeal, Notice immunity, Long-term policies, Auto plan purpose, Auto plan eligibility, Auto plan commission, Auto plan limits, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Under Mississippi's Motor Vehicle Safety-Responsibility Law, the minimum liability limit for bodily injury to one person in one accident is:
$25,000
Miss. Code 63-15-3(j) defines proof of financial responsibility as ability to respond in damages of $25,000 for bodily injury to or death of one person in any one accident.
2. Mississippi's minimum auto liability limit for bodily injury to two or more persons in one accident is:
$50,000
Miss. Code 63-15-3(j) requires $50,000 because of bodily injury to or death of two or more persons in any one accident.
3. Mississippi's minimum auto liability limit for damage to the property of others in one accident is:
$25,000
Miss. Code 63-15-3(j) requires $25,000 because of injury to or destruction of property of others in any one accident.
4. A Mississippi driver carrying only the minimum required limits causes an accident injuring three people, with damages of $20,000, $20,000 and $20,000. The most the policy pays for these bodily injuries is:
$50,000
Mississippi minimums are $25,000 per person and $50,000 per accident for bodily injury (63-15-3(j)); each claim fits under $25,000, but the $50,000 per-accident cap limits the total.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
