Free Medical Plans Practice Questions
Mississippi Life, Accident & Health exam — 48 practice questions.
Subtopics: Mandated benefits, Newborn coverage, Newborn notice, Newborn transport, Newborn immunizations, Immunization cost sharing, Medicaid eligibility, Assignment of benefits, Coordination of benefits, COB disclosure, Essential health benefits, Types, Cost sharing, Cost containment, Point-of-service plan, Health savings account, Health reimbursement arrangement, Flexible spending account, Capitation, Precertification, Basic hospital expense, Major medical, ACA metal tiers, Lifetime limits, Preventive care, Special enrollment, HDHP and HSA, Managed care, Usual, reasonable and customary, Basic surgical, Short-term medical, Vision insurance
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Sample questions & answers
1. A benefit that Mississippi law requires health policies to include is best described as a:
state-mandated benefit
A state-mandated benefit is a coverage that Mississippi law requires health insurance policies to provide.
2. A Mississippi health policy covering family members must cover a newborn child of the insured beginning:
At the moment of birth
Section 83-9-33 requires benefits for a newborn from the moment of birth, including care of congenital defects, prematurity and birth abnormalities.
3. If a Mississippi family health policy charges an added premium for a newborn, the policy may require notice of the birth within how many days to keep coverage in force?
31 days
Section 83-9-33 permits requiring notification within 31 days after the birth when payment of a specific premium is required.
4. Mississippi's newborn coverage law treats physician-certified special transportation of a newborn to an equipped facility as covered care, reimbursable up to:
$200 of usual and customary charges
Section 83-9-33 covers necessary newborn transportation at usual and customary charges up to $200.
All Life, Accident & Health topics
Practice: Medical Plans
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
