Free Personal Auto Policy Practice Questions
Mississippi Personal Lines exam — 190 practice questions.
Subtopics: Compulsory insurance, Liability minimum per person, Liability minimum per accident, Property damage minimum, Split limit notation, Liability coverage purpose, Uninsured motorist, Uninsured motorist purpose, Collision coverage, Comprehensive coverage, Medical payments, SR-22 filing, Proof of insurance, Purpose, Penalty for no insurance, Verification, Required limits, Alternative proof, Coverage gap example, Property damage example, Named driver exclusion, Cancellation reasons, Salvage, Total loss auto, Notice of cancellation timing, Minimum BI per person, Minimum BI per accident, Minimum PD, Split limit math, No-insurance penalty, Insurance card, Binder as policy, Comparative negligence, UM required, UM limits, UM property damage deductible, UM rejection rule, Underinsured, Hit and run, Insolvent insurer, Federal vehicles, UM insured, UM arbitration, UM subrogation, Non-stacking UM, Non-stacking limits, Stacking, Policies covered, Pickup truck, First 60 days, Permitted reasons, Excluded driver, Deductible not cancellation, Auto cancellation notice, Auto nonpayment notice, Auto nonrenewal notice, Nonrenewal exceptions, Reason on request, Proof of mailing, Assigned risk notice, Hearing request, Hearing fee, Hearing schedule, Reinstatement, Court appeal, Notice immunity, Long-term policies, Auto plan purpose, Auto plan eligibility, Auto plan commission, Auto plan limits, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Financial responsibility, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, UM exclusions, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. Mississippi law generally requires the operator of a motor vehicle to maintain:
at least the minimum liability insurance required by law
Miss. Code 63-15-4(2)(a) requires every motor vehicle operated in Mississippi to have a motor vehicle liability insurance policy covering the vehicle.
2. Mississippi's minimum auto liability limit for bodily injury to one person in one accident is:
$25,000
Miss. Code 63-15-3(j) sets the minimum at $25,000 for bodily injury to or death of one person in any one accident.
3. In Mississippi, the minimum bodily injury liability limit for all persons injured in one accident is:
$50,000
Miss. Code 63-15-3(j) sets the minimum at $50,000 for bodily injury to or death of two or more persons in any one accident.
4. Mississippi's minimum auto liability limit for property damage in one accident is:
$25,000
Miss. Code 63-15-3(j) sets the minimum at $25,000 for injury to or destruction of property of others in any one accident.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
