Free Commercial General Liability Practice Questions
Mississippi Property & Casualty exam — 58 practice questions.
Subtopics: Occurrence trigger, Aggregate limit, Products-completed operations, Additional insured, Personal and advertising injury, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A CGL policy written on an occurrence basis covers claims arising from injury or damage that:
occurs during the policy period, regardless of when the claim is later made
Occurrence coverage applies to injury or damage taking place during the policy period even if the claim is reported years later.
2. The most a CGL policy will pay for all covered losses during the policy period is the:
aggregate limit
The aggregate limit caps total payments under the policy for the period, separate from the per-occurrence limit.
3. Liability arising from a customer injured by a product after it has left the insured's premises falls under:
products and completed operations
Products-completed operations coverage responds to injury or damage caused by the insured's products or completed work away from the premises.
4. A landlord named on a tenant's CGL policy so the landlord is protected for liability arising from the tenant's operations is a(n):
additional insured
An additional insured is added by endorsement to extend liability protection to another party for specified exposures.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
