Free Personal Automobile Policy Practice Questions
Mississippi Property & Casualty exam — 97 practice questions.
Subtopics: Financial responsibility limits, Liability coverage, Uninsured motorists, Comprehensive, Comparative fault, Collision, Permissive use, Financial responsibility, Medical payments, Minimum BI per person, Minimum BI per accident, Minimum PD, Split limit math, Compulsory insurance, No-insurance penalty, Insurance card, Binder as policy, Comparative negligence, UM required, UM limits, UM property damage deductible, UM rejection rule, Underinsured, Hit and run, Insolvent insurer, Federal vehicles, UM insured, UM arbitration, UM subrogation, Non-stacking UM, Non-stacking limits, Stacking, Policies covered, Pickup truck, First 60 days, Permitted reasons, Excluded driver, Deductible not cancellation, Auto cancellation notice, Auto nonpayment notice, Auto nonrenewal notice, Nonrenewal exceptions, Reason on request, Proof of mailing, Assigned risk notice, Hearing request, Hearing fee, Hearing schedule, Reinstatement, Court appeal, Notice immunity, Long-term policies, Auto plan purpose, Auto plan eligibility, Auto plan commission, Auto plan limits, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Uninsured motorist, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor, Newly acquired autos, Definitions, Supplementary payments, Liability exclusions, Physical damage exclusions, Duties after loss, Policy territory, Termination, Residual market
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Mississippi's minimum auto liability limits are 25/50/25. The middle number represents:
$50,000 bodily injury for two or more persons per accident
Miss. Code 63-15-3(j) requires $25,000 for bodily injury to one person, $50,000 for bodily injury to two or more persons in one accident, and $25,000 for property damage. The prior version stated 25/25/25.
2. Part A of the Personal Auto Policy provides:
liability for injury and damage the insured causes to others
Part A (Liability Coverage) pays for bodily injury and property damage to others for which the insured is legally responsible.
3. Coverage that protects an insured injured by an at-fault driver who has no liability insurance is:
uninsured motorists coverage
Uninsured motorists coverage pays the insured's damages when an at-fault driver has no liability insurance.
4. Under the PAP, loss to the insured's auto from fire, theft, or striking a deer is covered under:
Other-than-collision (comprehensive) coverage
Other-than-collision (comprehensive) coverage insures the auto for losses such as fire, theft, vandalism, and animal strikes.
All Property & Casualty topics
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
