Free Group Health Insurance Practice Questions
Montana Accident & Health exam — 84 practice questions.
Subtopics: Master policy, Contributory plan, Actively at work, COBRA, Conversion privilege, Experience rating, HIPAA portability, Eligible groups, Continuation, Conversion, Dependents, Coordination of benefits, Blanket disability, Master contract, Certificate of coverage, Noncontributory plan, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance, the contract issued to the employer is:
A master policy, with certificates to members
In group insurance, the employer holds the master policy and insureds receive certificates.
2. In a contributory group health plan:
Employees pay part of the premium
In a contributory plan, employees pay part of the premium.
3. The actively-at-work provision in group insurance generally requires an employee to be:
At work on the day coverage would begin
The actively-at-work provision generally requires the employee to be on the job for coverage to take effect.
4. Federal COBRA generally allows certain employees who lose group coverage to:
Keep group coverage for a time by paying premium
COBRA lets certain employees continue group coverage for a limited time by paying the premium.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
