Free Personal Automobile Policy Practice Questions
Montana Casualty exam — 94 practice questions.
Subtopics: Minimum limits, Minimum PD limit, Minimum BI per accident, Compulsory insurance, Named family member exclusion, Proof of insurance, Uninsured penalty, Repeat uninsured offense, Prior conviction window, Permissive users, Liability becomes absolute, Midterm premium increase, Reduced limits endorsement, Binder, Accident-based premium increase, Uninsured motorist, UM limits, UM rejection on renewal, Uninsured vehicle defined, Stacking, Total loss value, Auto cancellation grounds, Auto 60-day rule, Deductible change, Auto cancellation notice, Auto nonpayment notice, Reason request, Statement of grounds, Auto nonrenewal notice, Nonrenewal reasons request, Nonrenewal exception, Notice immunity, Notice retention, Proof of mailing, Return premium nonpayment, Mature driver discount, Mature driver duration, Mature driver conditions, Mature driver coverages, Driving record age, Not-at-fault claims, Choice of repair shop, Prompt vehicle damage payment, Assigned risk plan, Assigned risk participation, Assigned risk appeal, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Montana's minimum motor vehicle liability limits are:
$25,000/$50,000/$20,000
Mont. Code Ann. 61-6-103 requires $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage.
2. The minimum property damage liability limit required for a Montana motor vehicle liability policy is:
$20,000 per accident
Mont. Code Ann. 61-6-103(1)(b)(iii) requires $20,000 because of injury to or destruction of property of others in any one accident.
3. For bodily injury to two or more persons in one accident, a Montana motor vehicle liability policy must provide at least:
$50,000
Mont. Code Ann. 61-6-103(1)(b)(ii) requires $50,000 for bodily injury or death of two or more persons in any one accident.
4. Montana requires the owner of a motor vehicle registered and operated in Montana to:
continuously carry liability insurance at state minimums
Mont. Code Ann. 61-6-301(1) requires owners to continuously provide liability insurance in at least the 61-6-103 amounts, or a certificate of self-insurance.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
