Free Workers Compensation Practice Questions
Montana Casualty exam — 104 practice questions.
Subtopics: Compensation plans, Plan No. 1, Plan No. 2, State fund, State fund obligation, State fund rates, Exempt employment, Exempt EXCEPT, Corporate officers, Independent contractor certificate, Workplace posting, Contractor liability, Exclusive remedy, Uninsured employer, Uninsured employers' fund, UEF medical cap, Notice of injury, Actual knowledge, Claim filing, Claim waiver, Occupational disease claim, Waiting period, Retroactive benefits, Medical benefits start, TTD rate, TTD maximum, Social Security offset, Wages and TTD, TTD objective findings, Death benefits, Death benefit minimum, Burial expense, No beneficiary, Owner notice, Sick leave and waiting period, Plan 2 captive, Administering agency, Casual employment, Occupational disease defined, Act applies broadly, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, Medical benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Occupational disease, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Self-insurance, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. A Montana employer with employees must elect to be bound by which workers' compensation arrangement?
Compensation plan No. 1, 2, or 3
Mont. Code Ann. 39-71-401(1) requires employers with employees to elect plan No. 1 (self-insurance), No. 2 (private insurer), or No. 3 (state fund).
2. A Montana employer that wants to self-insure workers' compensation under plan No. 1 must prove its solvency and ability to pay benefits to the department and the:
Montana self-insurers guaranty fund
Mont. Code Ann. 39-71-2101(1) requires satisfactory proof of solvency to the department and the Montana self-insurers guaranty fund.
3. A Montana employer that insures its workers' compensation liability with a private insurance company authorized in Montana is under:
compensation plan No. 2
Mont. Code Ann. 39-71-2201(1) lets employers elect plan No. 2 and insure with any insurance company authorized to transact such business in Montana.
4. The Montana State Fund, which insures employers under plan No. 3, is organized as a(n):
nonprofit, independent public corporation
Mont. Code Ann. 39-71-2313(1) creates the state compensation insurance fund as a nonprofit, independent public corporation.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
