Free Commercial General Liability Practice Questions
Montana Property & Casualty exam — 59 practice questions.
Subtopics: Medical payments, Additional insured, Supplementary payments, Products-completed operations, Insured contract, Coverage triggers, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Personal and advertising injury, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Coverage C of the CGL pays small medical expenses for a third party injured on the premises:
without regard to the insured's fault
CGL Coverage C pays small medical expenses on a no-fault basis without regard to liability.
2. A landlord named on a tenant's CGL so the landlord is also protected is a(n):
additional insured
A party added to another's CGL for protection is an additional insured.
3. Under the CGL, the cost of defending the insured against a covered suit is generally:
paid in addition to the limits
Defense costs are a supplementary payment outside the CGL limits; Montana may disapprove casualty forms that put defense costs within limits unless permitted by the commissioner (Mont. Code Ann. 33-1-502(2)).
4. In the CGL, the products-completed operations hazard relates to injury caused by:
the insured's products or completed work
The products-completed operations hazard covers injury from the insured's product or completed work away from the premises.
All Property & Casualty topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
