Free Workers Compensation Insurance Practice Questions
Montana Property & Casualty exam — 74 practice questions.
Subtopics: Montana market, Montana State Fund, Administration, Course of employment, Temporary total disability, Death benefits, Premium audit, Officer election, Compensation plans, Plan No. 1, Plan No. 2, State fund, State fund obligation, State fund rates, Exempt employment, Exempt EXCEPT, Corporate officers, Independent contractor certificate, Workplace posting, Contractor liability, Exclusive remedy, Uninsured employer, Uninsured employers' fund, UEF medical cap, Notice of injury, Actual knowledge, Claim filing, Claim waiver, Occupational disease claim, Waiting period, Retroactive benefits, Medical benefits start, TTD rate, TTD maximum, Social Security offset, Wages and TTD, TTD objective findings, Death benefit minimum, Burial expense, No beneficiary, Owner notice, Sick leave and waiting period, Plan 2 captive, Casual employment, Occupational disease defined, Act applies broadly, Policy structure, Employers liability, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Experience modification, Premium, Other states, Selected endorsements, Experience period, Frequency vs severity, Unity mod, Medical-only claims, Debit mod
Read the Workers Compensation Insurance study guide
Sample questions & answers
1. Montana's workers' compensation market is best described as:
a choice of self-insurance, private insurers, or the State Fund
Montana employers elect plan No. 1 (self-insurance), No. 2 (an authorized private insurer), or No. 3 (the State Fund) (Mont. Code Ann. 39-71-401, 39-71-2101, 39-71-2201, 39-71-2313).
2. The Montana State Fund functions primarily as:
a workers' compensation insurer for Montana employers
The Montana State Fund is a nonprofit, independent public corporation that gives employers an option to insure workers' compensation and occupational disease liability (Mont. Code Ann. 39-71-2313).
3. Workers' compensation in Montana is administered and regulated largely through the:
Montana Department of Labor and Industry
The Workers' Compensation Act defines "department" as the department of labor and industry (Mont. Code Ann. 39-71-116).
4. Workers' compensation generally covers an employee injury only if it:
arises out of and in the course of employment
Workers' compensation covers injuries arising out of and in the course of employment; Montana's act applies to all employers and employees except listed exemptions (Mont. Code Ann. 39-71-401).
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Practice: Workers Compensation Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
