Free Insurance Regulation Practice Questions
North Carolina Accident & Health exam — 152 practice questions.
Subtopics: Commissioner, NCDOI role, CE total, Ethics requirement, Compliance deadline, No formal renewal, Appointment, Appointment termination notice, Nonresident reciprocity, Unfair claims, Misrepresentation in health, Rebating health, Fiduciary funds, License discipline, Guaranty association, Guaranty association health cap, Prelicensing education, Hospitalization free look, Reporting other-state actions, Producer duty, Advertising, Flood CE applicability, Commissioner term, Commissioner vacancy, Commissioner rulemaking, Policy synopsis on request, Criminal violations, Conviction suspends license, License surrender, Change of address, Late address notice, Notice by mail, Civil penalties, Continuing violations, Restitution, Producer records, Agency records officer, Refusing examination, Fraud reporting duty, Fraud report immunity, Fraud penalties, Producer embezzlement, False application statements, Signing blank policies, Unauthorized insurers, Unauthorized insurer crime, Premium receipt agency, License required, Solicit defined, Broker defined, Effect of a license, Minimum age, Business entity license, Fingerprints, Exam scoring, Exam retake, Re-examination of violators, Moving to North Carolina, Reporting prosecutions, Nonresident CE, Loss of residency, Appointments per line, Appointment duration, Cancelling an appointment, Termination comments, Discipline grounds, Bankruptcy notice, Revocation and appointments, Temporary license term, Temporary license scope, Renewal commissions, Assumed names, Fees beyond premium, Rebate recipients, Discrimination by producers, Boycott and coercion, False financial statements, Stock as inducement, Unfair discrimination, Overinsurance in loans, Unfair practice hearings, Cease and desist penalty, Claims practices enforcement, Claims practices, Blindness and deafness, Race and national origin, Card convenience fees, Lender insurance tie-ins, Pretext interviews, Privacy notice timing, Authorization form term, Investigative reports, Correcting records, Adverse underwriting decisions, False pretenses for information, Guaranty association notice, Guaranty association limits, Ethical standards, Referral gratuities, CE repeat courses, CE record retention, CE carryover, CE credit calculation, Department inquiries, CE military waiver, Designation credit, CE before licensing, CE hours cap, CE extensions, Fraternal benefit societies, Fraternal voting, Med supp/LTC exam, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Fiduciary duty, Producer licensing, Insurance fraud, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. In North Carolina, the head of the Department of Insurance who oversees accident and health insurers holds office because the person was:
Elected by North Carolina voters statewide
North Carolina's Commissioner of Insurance is elected by the people for a four-year term; the Governor fills the office only if a vacancy occurs during a term.
2. Consumer complaints about a North Carolina health insurer are handled by:
The North Carolina Department of Insurance
On a citizen's complaint (or on the Commissioner's own motion) that an authorized company violated the insurance laws, the Commissioner must investigate the matter; consumer complaints go to the Department of Insurance.
3. A resident North Carolina accident and health producer must complete how many continuing education credit hours every two years?
24 credit hours
North Carolina requires 24 hours of continuing education each biennial compliance period for resident licensees regardless of the number of licenses held.
4. Within the biennial CE requirement, North Carolina requires a minimum number of ethics hours equal to:
3 hours
At least 3 of the required 24 continuing education hours must be devoted to approved ethics coursework each compliance period.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
