Free North Carolina Personal Lines Exam Practice Test
The North Carolina Personal Lines producer exam is given by Pearson VUE (exam 12) and covers general insurance concepts, personal lines policies, and North Carolina insurance law and regulation.
80
Scored items (approx.)
105 min
Time limit
70
Passing score (scaled)
1025
Practice questions
Topics covered on the Personal Lines exam
Insurance Regulation
231 practice questions · Elected commissioner, Department role, CE requirement, Flood CE requirement, …
General Insurance Concepts
73 practice questions · Contributory negligence, Insurable interest, Indemnity, Subrogation, …
Property Casualty Basics
175 practice questions · Replacement cost, Actual cash value, Deductible, Named vs open perils, …
Dwelling Policy
91 practice questions · Purpose, DP-1 basic, DP-3, No theft, …
Homeowners Policy
182 practice questions · Coverage A dwelling, Coverage B other structures, Coverage C contents, Loss of use, …
Personal Auto Policy
208 practice questions · Current minimum limits, Former minimum limits, Tort system, Uninsured motorist, …
Other Personal Lines
65 practice questions · Personal umbrella, Flood insurance, Watercraft, Scheduled personal property, …
Practice Test: Personal Lines
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
