Free North Carolina Property & Casualty Exam Practice Test

North Carolina does not sell a single Property & Casualty licensing exam (No combined P&C exam; taken as separate Property (04) and Casualty (05) exams). This practice test combines the property & casualty topics with North Carolina insurance law so you can prepare for the exams you will actually take.

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1045

Practice questions

Topics covered on the Property & Casualty exam

Insurance Regulation

230 practice questions · Elected commissioner, NC Rate Bureau, NC Reinsurance Facility, Coastal Property Insurance Pool, …

General Insurance Concepts

47 practice questions · Contributory negligence, Insurable interest property, Indemnity, Subrogation, …

Property and Casualty Insurance Basics

140 practice questions · Replacement cost, Actual cash value, Coinsurance clause, Named vs open peril, …

Dwelling Policy Concepts

44 practice questions · Dwelling policy use, DP-1 perils, DP-1 settlement, DP-2 settlement, …

Homeowners Policy Concepts

105 practice questions · Coverage A, Coverage C, Loss of use, Personal liability, …

Personal Automobile Policy

131 practice questions · Financial responsibility limits, Prior minimum, Tort system, Uninsured motorist, …

Commercial Automobile Policy

36 practice questions · Covered auto symbols, Hired and non-owned, Federal motor carrier, Physical damage, …

Commercial Property Policies

58 practice questions · Building and personal property, Causes of loss forms, Business income, Commercial package, …

Commercial General Liability

58 practice questions · Purpose, Occurrence, Claims-made, Products-completed operations, …

Commercial Crime

21 practice questions · Definitions, Insuring agreements, Other crime coverages, Computer fraud, …

Businessowners Policy

28 practice questions · Characteristics, Eligibility, Coverages, Property coverage, …

Workers Compensation Insurance

67 practice questions · Administering body, Coverage purpose, Employer requirement, Exclusive remedy, …

Other Types of Property and Casualty

80 practice questions · Surety bond, Inland marine, Umbrella, Flood program, …

Practice Test: Property & Casualty

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.