Free Group Health Insurance Practice Questions
North Dakota Accident & Health exam — 92 practice questions.
Subtopics: Master contract, Certificate of coverage, Group underwriting, Continuation, Eligibility waiting period, Open enrollment, Cost advantage, Group grace period, Group pre-existing conditions, Group statements, Group claim payment, Group misstatement of age, Mandated offers, State continuation, Former spouse coverage, Dual choice, Coordination of benefits, Noncontributory plan, Contributory plan, Eligible groups, Probationary period, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. A defining feature of group health insurance is that:
One master contract covers many people
Group health is issued under a master contract to a sponsor, such as an employer, covering a group of eligible members.
2. In group health insurance, the document given to each covered employee describing the coverage is the:
Certificate of coverage
Each group member receives a certificate of coverage summarizing the benefits provided under the master policy.
3. Group health underwriting generally evaluates:
The characteristics of the group as a whole
Group underwriting focuses on the group's overall characteristics rather than detailed individual medical underwriting.
4. COBRA-type continuation rights generally allow an eligible employee who loses group coverage to:
Keep group coverage for a time by paying
Continuation provisions let qualified individuals keep group coverage for a limited period, usually by paying the full premium.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
