Free Insurance Regulation Practice Questions
North Dakota Accident & Health exam — 142 practice questions.
Subtopics: Commissioner, Line of authority, Unfair trade practices, Guaranty association, Fiduciary duty, License discipline, Rebating, Insurance code, Nonresident licensing, Continuing education, Advertising, Fraud, Examinations, Exam vendor, Exam format, Exam passing score, Retesting, Commissioner selection, Commissioner duties, Cease and desist, Administrative fines, General penalty, Examination of records, Solicit defined, Unlicensed activity, Sharing commissions, Service fees, Agent of insurer, Agent of insured, License exemptions, Lines of authority, Applicant age, Background check, Business entities, License qualifications, Residency, Service of process, New residents, Assumed names, Temporary license, License term, CE extensions, CE active participation, CE records, Nonresident CE, License renewal, License number, New line of authority, Change of address, Appointments, Termination of appointment, License refusal, Grounds for discipline, Nonresident discipline, Reporting actions, Civil penalties, Controlled business, Client loans, Financial responsibility, Suitability, Voluntary cancellation, Consultants, Twisting, Defamation, False financial statements, Unfair discrimination, Blindness, Charitable donations, Value-added services, Unfair claims practices, Unearned premium, Unfair practice penalties, Cease and desist violations, Fraud reporting, Fraud immunity, Fraud penalties, Felony convictions, Fraud definitions, Privacy, Fair Credit Reporting Act, Telemarketing, CAN-SPAM Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Claims practices, Producer licensing, Insurance fraud, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy
Read the Insurance Regulation study guide
Sample questions & answers
1. The state official who heads the North Dakota Insurance Department and is chosen by voters is the:
Commissioner of Insurance
North Dakota's Insurance Department is led by an elected Commissioner of Insurance.
2. A North Dakota resident who wants to sell health insurance must hold a producer license in which line of authority?
Accident and health or sickness line
Selling health coverage requires the accident and health line of authority on the producer license.
3. Which of the following acts by a North Dakota health producer would the Commissioner most likely treat as an unfair trade practice?
Knowingly misrepresenting a policy's benefits
Knowingly misrepresenting policy benefits is an unfair or deceptive trade practice prohibited by North Dakota law.
4. The North Dakota Life and Health Insurance Guaranty Association generally protects consumers by:
Paying covered claims of an insolvent member insurer
The guaranty association pays certain covered claims of an insolvent member life or health insurer.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
