Free Senior and Special Needs Practice Questions
North Dakota Accident & Health exam — 160 practice questions.
Subtopics: Medicare supplement replacement, Medicare Part A, Medicare Part B, Medigap, Medicare Part D, Long-term care, Activities of daily living, Medicaid, Medicare Advantage, Inflation protection, Medicare supplement free look, Outline of coverage, Medicare supplement pre-existing, Medicare supplement open enrollment, Medicare supplement compensation, Medicare supplement sales, Medicare supplement marketing, Medicare supplement disclosure, Medicare supplement application, Medicare supplement loss ratio, Medicare supplement benefits, Medicare supplement terms, Skilled nursing, LTC training, LTC free look, LTC outline of coverage, LTC shopper's guide, LTC cancellation, LTC renewability, LTC incontestability, LTC field issue, LTC pre-existing, LTC prior hospitalization, LTC benefit triggers, Tax-qualified LTC, LTC unintentional lapse, LTC inflation protection, LTC nonforfeiture, LTC home health, LTC suitability, LTC replacement, LTC marketing, LTC coverage standards, LTC delivery requirements, Medicare eligibility, Part A premium, Medicare Part C, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Nonforfeiture LTC, Partnership LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy, Medicare exclusions, Medicare secondary payer, Medicare supplement, LTC eligibility, LTC provisions, LTC underwriting, LTC features, LTC tax, Medicare SELECT
Read the Senior and Special Needs study guide
Sample questions & answers
1. A North Dakota producer replaces a client's Medicare supplement policy. What must happen with the signed notice regarding replacement?
The applicant gets a copy and the insurer keeps one
N.D. Admin. Code 45-06-01.1-15 requires a replacement notice signed by applicant and agent, with one copy to the applicant and an additional signed copy retained by the issuer.
2. Medicare Part A primarily helps cover:
Inpatient hospital care
Medicare Part A is hospital insurance covering inpatient hospital stays, skilled nursing, hospice, and some home health care.
3. Medicare Part B primarily helps cover:
Physician services and outpatient care
Medicare Part B is medical insurance covering physician services, outpatient care, and certain preventive services.
4. What is the role of a Medicare supplement (Medigap) policy?
Pays some cost sharing Original Medicare leaves
Medicare.gov describes Medigap as private insurance that helps pay your share of costs in Original Medicare, such as deductibles and coinsurance.
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
