Free North Dakota Life Exam Practice Test

The North Dakota Life producer exam is given by PSI and covers general insurance concepts, life policies, and North Dakota insurance law and regulation.

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110

Scored items (approx.)

150 min

Time limit

70%

Passing score

845

Practice questions

Topics covered on the Life exam

Insurance Regulation

171 practice questions · Regulatory body, Commissioner selection, Commissioner authority, Producer definition, …

General Insurance Concepts

80 practice questions · Pure risk, Peril, Hazard, Law of large numbers, …

Life Insurance Basics

136 practice questions · Insurable interest, Primary beneficiary, Contingent beneficiary, Revocable beneficiary, …

Types of Life Insurance Policies

114 practice questions · Term insurance, Whole life, Decreasing term, Universal life, …

Life Policy Provisions Options and Riders

157 practice questions · Grace period, Free look, Incontestability, Reinstatement, …

Annuities

105 practice questions · Annuity replacement, Annuity purpose, Accumulation phase, Fixed annuity, …

Federal Tax Considerations

82 practice questions · Death benefit taxation, Cash value growth, Annuity taxation, Premium deductibility, …

Practice Test: Life

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.