Free Workers Compensation Insurance Practice Questions
North Dakota Property & Casualty exam — 48 practice questions.
Subtopics: State fund, No private market, Death benefits, Disability classifications, Medical benefits, Vocational rehabilitation, Arising out of employment, Independent contractors, Monopolistic state fund, Exclusive remedy, Intentional injury exception, Uninsured employer, Failure to secure coverage, Claim filing deadline, Notice to employer, Employer first report, Disability waiting period, All states coverage, Guaranty association, Premium deductions, Policy structure, Employers liability, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Premium audit, Experience modification, Premium, Other states, Selected endorsements, Experience period, Frequency vs severity, Unity mod, Medical-only claims, Debit mod
Read the Workers Compensation Insurance study guide
Sample questions & answers
1. An employer in North Dakota that needs workers' compensation coverage must obtain it from:
Workforce Safety & Insurance, the state fund
WSI is the sole provider of workers compensation in North Dakota; private insurers may not underwrite it, so employers must obtain coverage from the state fund.
2. A producer asked to place private workers' compensation insurance for a North Dakota employer should explain that:
Private insurers may not write it in North Dakota
North Dakota is one of four exclusive state fund jurisdictions; all employers must buy workers compensation from WSI rather than from private insurers.
3. Workers' compensation death benefits are generally paid to:
The deceased worker's eligible dependents
Workers' compensation death benefits are paid to the eligible surviving dependents of a worker who dies from a work-related injury.
4. Workers' compensation disability benefits are commonly classified as temporary total, temporary partial, permanent partial, and:
Permanent total disability
Workers' compensation disability benefits are typically categorized as temporary total, temporary partial, permanent partial, and permanent total.
All Property & Casualty topics
Practice: Workers Compensation Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
