Free Insurance Regulation Practice Questions
Nebraska Accident & Health exam (series 13-02) — 119 practice questions.
Subtopics: Director authority, Form approval, Coercion, Misrepresentation, Line of authority, Appointment termination, Cease and desist, Penalties, Reporting actions, Recordkeeping, Unfair claims practices, Insurance fraud, Guaranty association, Medicare supplement regulation, Health policy replacement, Advertising, Rulemaking authority, Director appointment, Minimum age, Negotiate defined, Sell defined, Licensing exemptions, Failed exam, Exam result validity, License expiration, Renewal window, Late renewal, Military waiver, Change of address, Nonresident license, New resident, Assumed name, Temporary license, License discipline, Denial hearing, Administrative fine, Discipline time limit, Commissions, Appointment deadline, Termination comments, Reporting criminal charges, CE hours, Repeating CE, CE carryover, CE exemptions, CE extension, Nonresident CE, Hearing notice, UTP penalties, Misleading policy names, Defamation, Sex discrimination, Rebating, Value-added services, Gifts, Controlled business, Complaint register, Unlicensed producers, False application, Certificate of authority, Domestic, foreign, alien, Insurance fraud penalty, Premium conversion, Fraud Prevention Division, Health information privacy, Revoking authorization, Annual privacy notice, Insurance consultant, Consultant commissions, Claim acknowledgment, Claim denial, Claim payment, Delayed claims, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Fiduciary duty, Producer licensing, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. General enforcement of Nebraska's insurance laws against insurers is the responsibility of the:
Director of Insurance
Neb. Rev. Stat. 44-101.01 gives the Director of Insurance the power and duty to enforce and execute all of Nebraska's insurance laws.
2. Before an individual accident and health policy form may be issued in Nebraska it generally must be:
Filed with and approved by the Director of Insurance
Health policy forms must generally be filed with and approved by the Director before they are delivered.
3. A lender that requires a borrower to buy health coverage from one specific insurer as a condition of the loan commits the prohibited practice of:
Coercion
Neb. Rev. Stat. 44-1526(1)(a) bars a lender from requiring, as a condition of credit, that insurance be placed through a particular insurer or agent.
4. A producer who tells a health applicant that a clearly excluded condition is covered has engaged in:
Misrepresentation
Neb. Rev. Stat. 44-1525(1)(a) makes misrepresenting the benefits, conditions, or terms of a policy an unfair trade practice.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
