Free Senior and Special Needs Practice Questions
Nebraska Accident & Health exam (series 13-02) — 126 practice questions.
Subtopics: Medicare Part A, Medicare Part B, Medicare Part D, Medicare supplement, Medicaid, Long-term care, Activities of daily living, Medigap open enrollment, Guaranteed issue, LTC free look, LTC renewability, LTC preexisting conditions, LTC prior hospitalization, LTC prior institutional stay, LTC outline of coverage, LTC third-party notice, LTC lapse notice, LTC reinstatement, LTC shopper's guide, LTC training, Medicare supplement free look, Medicare supplement outline, Medigap preexisting, Medicare eligibility, Part A premium, Medicare Part C, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medicare Select, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy, Medicare exclusions, Medicare secondary payer, LTC eligibility, LTC provisions, LTC underwriting, LTC features, LTC tax, Medicare SELECT
Read the Senior and Special Needs study guide
Sample questions & answers
1. Medicare Part A primarily helps pay for:
Inpatient hospital care
Medicare Part A is hospital insurance that primarily covers inpatient hospital and related care.
2. Medicare Part B primarily helps pay for:
Physician services and outpatient care
Medicare Part B is medical insurance covering physician services and outpatient care.
3. Which part of Medicare covers outpatient prescription drugs through private stand-alone plans?
Part D
Medicare Part D provides prescription drug coverage through private plans; Part A covers inpatient hospital care and Part B covers physician and outpatient services.
4. Medicare supplement (Medigap) policies are designed to:
Pay deductibles and coinsurance Medicare leaves
Medigap policies fill cost-sharing gaps such as deductibles and coinsurance that Medicare leaves to the insured.
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
