Free Personal Auto Policy Practice Questions
Nebraska Personal Lines exam (series 13-21) — 197 practice questions.
Subtopics: Minimum limits, Financial responsibility, SR-22, UM/UIM required, Assigned risk plan, Auto cancellation notice, Salvage title, Declarations, Part A liability, Medical payments, Collision, Other than collision, Deductible, Racing exclusion, Livery exclusion, Rental reimbursement, Towing and labor, Duties after loss, Eligible vehicles, Insured defined, Split limits, Choice of repair shop, Deductible recovery, Third-party claimants, Repair estimates, Copy of estimate, Towing charges, Storage charges, Betterment and depreciation, Aftermarket parts disclosure, Aftermarket parts quality, Aftermarket parts definition, Travel for estimates, Per-accident bodily injury, Property damage minimum, Penalty for no insurance, Producing proof later, Electronic proof, Registration, SR-22 electronic filing, Forms of proof, Cash deposit, Self-insurance, Certified policy cancellation, Accident security, Unsatisfied judgments, Omnibus clause, Territory, Binder as proof, Absolute liability, UM/UIM minimum limits, Higher UM/UIM limits, Stacking, Multiple policies, Priority of UM coverage, Hit-and-run no contact, Insolvent insurer as uninsured, UIM settlement notice, UM and medical payments, UM exclusions, Umbrella and UM, Uninsured vehicle definition, Permissive occupants, Auto cancellation reasons, New auto policies, Auto notice method, Auto nonrenewal notice, Reason for cancellation, Assigned risk notice, Proof of mailing, Auto policies covered, Salvage definition, Owner retains salvage, TNC engaged coverage, TNC app-on coverage, Who provides TNC insurance, Personal auto TNC endorsement, TNC proof of insurance, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM arbitration, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. A Nebraska driver who buys only the legally required auto liability coverage will have limits of:
25/50/25
Section 60-534 requires $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage; 60-346 defines proof of financial responsibility in the same amounts.
2. Nebraska's motor vehicle financial responsibility law generally requires a driver to:
Carry at least the required liability coverage or otherwise prove financial responsibility
Section 60-3,167 makes it unlawful to allow a registered vehicle to be operated on a public highway without a current auto liability policy, evidence of insurance, or proof of financial responsibility.
3. A Nebraska driver required to prove financial responsibility after certain violations typically has an authorized insurer file a(n):
SR-22 certificate
Section 60-529 provides that proof of financial responsibility may be furnished by an insurer's certificate that a motor vehicle liability policy is in effect, known as an SR-22 certificate.
4. A Nebraska auto liability policy on a vehicle principally garaged in Nebraska must include:
Uninsured and underinsured motorist coverage
Section 44-6408(1) prohibits issuing or renewing such a policy unless it provides uninsured and underinsured motorist coverage of at least $25,000/$50,000.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
