Free Personal Automobile Policy Practice Questions
Nebraska Property & Casualty exam (series 13-04) — 119 practice questions.
Subtopics: Property damage liability, Supplementary payments, Uninsured motorist, Underinsured motorist, Out-of-state coverage, Loss settlement, Theft transportation, Regular-use vehicle, Trailer coverage, Temporary substitute auto, Named non-owner, Intentional acts, Custom equipment, Choice of repair shop, Deductible recovery, Third-party claimants, Repair estimates, Copy of estimate, Towing charges, Storage charges, Betterment and depreciation, Aftermarket parts disclosure, Aftermarket parts quality, Aftermarket parts definition, Travel for estimates, Minimum liability limits, Per-accident bodily injury, Property damage minimum, Compulsory insurance, Penalty for no insurance, Producing proof later, Electronic proof, Registration, SR-22, SR-22 electronic filing, Forms of proof, Cash deposit, Self-insurance, Certified policy cancellation, Accident security, Unsatisfied judgments, Omnibus clause, Territory, Binder as proof, Absolute liability, UM/UIM required, UM/UIM minimum limits, Higher UM/UIM limits, Stacking, Multiple policies, Priority of UM coverage, Hit-and-run no contact, Insolvent insurer as uninsured, UIM settlement notice, UM and medical payments, UM exclusions, Umbrella and UM, Uninsured vehicle definition, Permissive occupants, Auto cancellation reasons, New auto policies, Auto cancellation notice, Auto nonpayment notice, Auto notice method, Auto nonrenewal notice, Reason for cancellation, Assigned risk notice, Proof of mailing, Auto policies covered, Other auto cancellation, Salvage definition, Salvage title, Owner retains salvage, TNC engaged coverage, TNC app-on coverage, Who provides TNC insurance, Personal auto TNC endorsement, TNC proof of insurance, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Collision coverage, Other than collision, Transportation expenses, Towing and labor, Newly acquired autos, Definitions, Liability exclusions, Uninsured motorists, Physical damage exclusions, Duties after loss, Policy territory, Termination, Residual market
Read the Personal Automobile Policy study guide
Sample questions & answers
1. If an insured driver knocks down a neighbor's fence with the covered auto, the repair cost is paid under the PAP's:
Liability coverage
Liability coverage pays for property damage the insured causes to others, such as a damaged fence.
2. Defense costs the insurer pays in addition to the liability limit are known as:
Supplementary payments
Supplementary payments such as defense costs are paid in addition to the stated liability limit.
3. If an at-fault uninsured driver injures the insured, the insured's own coverage that responds is:
Uninsured motorist bodily injury coverage
Uninsured motorist bodily injury coverage pays the insured's injuries caused by an at-fault uninsured driver.
4. When an at-fault driver's liability limits are too low to cover the insured's injuries, the coverage that helps make up the difference is:
Underinsured motorist coverage
Underinsured motorist coverage applies when the at-fault driver's limits are insufficient for the insured's injuries.
All Property & Casualty topics
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
